Looking for a quick and easy finance solution for your next vehicle purchase? AAA Finance and Insurance provides this along with AAA customer service! We help clients finance all types of vehicles, from cars, boats and bikes to camper trailers, caravans, trucks and business equipment Australia wide.
Who is AAA Finance?
AAA Finance is a local sunshine coast family owned business that has been operating for over 10 years. Our staff have a wealth of knowledge with over 90 years of combined finance experience. Owner and director Peter Watman is passionate about providing quick and easy finance solutions for both businesses and individuals.
AAA Finance for business owners
AAA Finance can help you get a business loan at a competitive rate. We take the time to get to know you and your business to determine what type of loan with which specific lender will result in the best outcome for you. AAA Finance offers business vehicle finance, truck finance and equipment finance. To qualify for a business loan, you must have an ABN and be purchasing vehicles or equipment for use in your business.
Business loans are also known as a chattel mortgage. A chattel mortgage uses the asset as security for the loan and attracts competitive interest rates. There are 3 types of business loans – no doc, low doc and full doc business loans. Each loan type differs in the amount and type of financial documentation required as proof of income. A no doc loan suits long term business owners who are asset backed. Longevity and the ability to pay down a mortgage gives lenders confidence in the success of your business. A more popular option is our low doc business loans. Many of our customers do not have up-to-date financials or completed tax returns. A low doc loan uses interim financials from your in-house accounting software, such as xero or myob, to prove income. A full doc business loan requires current tax returns and notices of assessment as proof of income.
AAA Finance for consumer wage earners
AAA finance can assist wage earners with a consumer loans for all type of vehicles – cars, boats, bikes, jet skis, caravans, and camper trailers. AAA Finance offers both secured and unsecured loans. A secured loan uses the asset or vehicle as security for the loan. Secured loans attract more competitive interest rates than unsecured loans as there is less risk for the lender.
AAA Finance also offers personal loans. A secured personal loan uses an asset you already own, such as a car, as security for the loan. An unsecured personal loan does not hold any asset as security for the loan. This does result in a higher interest rate due to increased risk for the lender. A personal loan can be used for just about anything – holiday, home renovations, educational expenses, weddings, medical procedures etc.
is unsecured and can be used for older vehicles, Personal loans start from $5000.
Why use AAA Finance?
- Experience – we know what we are doing, and we do it extremely well!
- Over 40 different lenders. Having such a large range of lenders to choose from means we have a lender to suit just about every type of situation. Our job is to find a lender that suits your individual circumstances and that has the best loan terms and most competitive interest rates.
- Quick – most loans are approved within 24 hours
- Easy – apply over the phone or fill out our application form in the comfort of your home.
- AAA customer service
Make AAA Finance your first stop when looking for vehicle finance!